Guaranteed Rate is a mortgage website you use to buy a home or refinance your existing mortgage. What makes the site unique is that it claims to be the only digital lender on the internet, which means they use an automated underwriting process to approve you (more on that later). Guaranteed Rate is one of the largest retail mortgage lenders in the United States. Headquartered in Chicago, the company has approximately 210 offices across the U.S. and Washington, D.C., and is Guaranteed Rate is an online mortgage lender that's known for working with borrowers who might not bring a high down payment to the table but are otherwise well-qualified. See how Guaranteed Rate Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock. That's why we built a mortgage company that places you and your needs at the center of everything we do. Our Promise: Low, low rates and the ultimate in The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock.